On Tuesday, Apple announced in a press release that customers in the states can use Apple Pay to send money to friends and family "quickly, easily and securely".
Apple specifies consumers may only add funds to Apple Pay Cash Card via P-to-P or from a debit card, minimizing the role of credit cards in funding commercial transactions.
If you pay with a credit card instead, Apple will charge 3% a transaction. This isn't mandatory, but it is required if you want to add funds to your Apple Pay Cash balance (the only other way is for people to send you money through Apple Pay Cash).
Again, while you can transfer your Apple Pay Cash balance to your bank account, you can also spend it straight from your iPhone.
Apple Pay Cash is promoted primarily as a person-to-person payment service leveraging Apple's iMessage feature, similarly to how Facebook enables P-to-P payments within Messenger.
If the recipient doesn't have an iOS device or doesn't meet the above requirements, you'll get a message that says they can not receive payments using Apple Pay. The biggest advantage of Venmo, PayPal, and Facebook Payments, however, is that they're platform-independent-with any of them, you can send money to anyone, regardless of the operating system they use.
Unlike its competitors, Apple Pay Cash doesn't work on Android devices. In addition to that, Venmo, our Editors' Choice payment app, offers a richer slate of payment options.Читайте также: Cubs give RHP Chatwood 3-yr., $38M deal
"If they can accept Apple Pay Cash payments, you'll see a dollar amount that you can change using the "+" and "-" buttons or pull up the keypad to enter in a custom amount. You then confirm the payment with your face, fingerprint, or passcode. Discover claims more than 90% coverage in the USA, and most merchants that accept Apple Pay also accept Discover. Apple Pay Cash, thankfully, doesn't by default share your every transaction with a special-purpose social network, as Venmo does.
Once the payment has been sent to the recipient, it will be marked as "Pending" until it is accepted by the recipient.
After I completed these steps, I was asked to add a debit card so that money could be transferred to my new bank account.
Should You Pay the Apple Way?
Getting in a bit late on Facebook Messenger, Google Wallet, and PayPal's action, Apple Pay Cash is the latest peer-to-peer payment system from a tech giant. The terms point out that Apple Pay Cash comprises two services: a virtual payment card and the funds transfer service. You can use that money to send to other people through iMessage, just like we showed you above, but that's just the tip of the iceberg.
Apple has come up with the update for its yet another product, the watchOS 4.0.1, which means the update given by the company in this regard if for Series 3 Models With Fix for Cellular Bug.
Although Apple Pay Cash may be useful for financial matters, users should also take note of the various limits of the feature.При любом использовании материалов сайта и дочерних проектов, гиперссылка на обязательна.
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