Payments made by MoneyGram' customers on its worldwide platform will have access to Ripple's new enterprise solution, which enables real-time FX settlement through its cryptocurrency, XRP. xRapid will become a feature in Ripple's partnerships with banks and other financial companies further down the line, as it gives these institutions the ability to unlock liquidity and access multiple corridors with one pre-funded originating account..
MoneyGram will pilot the use of XRP in payment flows through Ripple's xRapid, solution for on-demand liquidity. Moreover, Ripple charges about a penny compared to a transaction fee of nearly $30 that Bitcoin charges.
XRP is fast too. MoneyGram has shown great trust in Ripple and has stated that Ripple's average transaction time of 2 to 3 seconds is considerably lower than other major cryptocurrencies.
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We're excited to announce our new partnership with @Ripple!
Money transfer companies, like MoneyGram, allow people to safely and efficiently send cross-border payments to friends, families and business partners.
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"Ripple is at the forefront of blockchain technology", Alex Holmes, chief executive officer of MoneyGram, said in the statement. By joining Ripple's growing, global network, financial institutions can process their customers' payments anywhere in the world instantly, reliably and cost-effectively. The two banks use the blockchain to speed up cross-border payments between the United Kingdom and the US.
Ripple, created by the founder of bitcoin exchange Mt Gox, has risen 31,000 percent over the past year, overshadowing bitcoin's 1,200 percent increase. Whether online, or through a mobile device, at a kiosk or in a local store, we connect consumers any way that is convenient for them.
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